direct deposit m-f-ers
last week, i deposited three checks. two were paychecks from my new job, one was a paycheck from my old one.
so today, i see the check amount from my old job paycheck has been withdrawn from my account. and i think, what the hell? so i email my old business manager at my previous job - all pissed off - and say why was this money withdrawn from my account (, idiot)?
she replies with "i have no idea," and i curse her existence. then, i call the bank. i'm not rude to the rep i talk to, because i make it a point not to be rude to those people. i explain that i need more description on this transaction. she says that they only have record of two checks being deposited that day. then it hits me.
i used to have direct deposit, where you get the fake check (they really should make those look less like checks) that just shows how much was deposited. it dawns on me, as i'm on hold with bank of america, that i probably deposited one of those. man, am i stupid.
so i thought i was rich, it turns out i'm not. not only am i not rich, i'm an idiot.
happy f-ing friday.
1 comment:
Oh Erin, I pretty much loved that story.
Banking is a pain in my butt, too. I had $.38 in my account (since I'm unemployed, etc.). I wasn't using my account, so I figured it was no big deal, I'd deposit my lame-o paychecks from the bookstore before I had to pay my rent, and just let the account gather some dust for awhile.
Then I got an overdraft notice.
WHAT?
They charged me my monthly $1 fee, basically for an image of the checks I wrote (usually none, just the billpay one they generate to pay my rent) on the back of my statement.
I started to flip out thinking they were out of their minds to overdraw my account for a stupid fee that THEY charge.
But, luckily for all parties involved, they never actually took the $34 overdraft fee out. I am guessing that some kind bank employee somewhere felt pity on me.
Also a good reason to remember not to yell at those people. I agree with you on that for sure. They often have the power to make or break you, so you might as well be nice!
Happy Friday my friend! :)
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